Saturday, August 17, 2019

The Lymphatic System Essay examples -- essays research papers

The Lymphatic System   Ã‚  Ã‚  Ã‚  Ã‚  The Lymphatic System is very important. It helps with the Cardiovascular system, and our immune systems. The Lymphatic System is made up of two semi-independent parts. One is a network of lymphatic vessels. The other part is various lymphoid tissues and organs all over the body. The functions of the Lymphatic System transporting fluids that have escaped from the blood vascular system, and the organs house phagocytic cells and lymphocytes.   Ã‚  Ã‚  Ã‚  Ã‚  Lymphatic vessels are an elaborate system of drainage vessles that collect the excess protein-containing fluid and returns it to the bloodstream.. Once an interstitial fluid enters the lymphatics it is called lymph. The lymphatic vessels form a one way system in which lymph flows only towards the heart. This entire transport sytem starts in the lymph capillaries. These are very commmon, usually occur in the places blood capillaries occur. Lymph capillaries are not found in bone, teeth, bone marrow, and entire central nervous system. Lymphatic capillaries are very permeable. The endothelial cells that make up the walls of the capillaries are not tightly joined. Filament anchor the endothelium cells so they can expand. Pathogens can spread through the body through the lymphatic stream.   Ã‚  Ã‚  Ã‚  Ã‚  There are many cells in the lymphoid tissue. One type is lymphocytes, which are reffered to often as T or B cells. Plasma cells are antibody-produci...

John Steinbeck †“Of Mice and Men” Coursework Essay

‘Of Mice and Men’ written by John Steinbeck set in California near Soledad in the 1930’s on two men called George and Lennie who travel together from ranch to ranch trying to make their life like the † American Dream† what Lennie shares with George. During this time there was a depression in America, which meant unemployment and Racism was high so men had to go to different ranches. Racism and bad employment at this time in the United States was called â€Å"The Great Depression.† After The Great Depression, World War 2 had started and John Steinbeck decided to write the book â€Å"Of Mice and Men† what was influenced also by a poet called Robert Burns who was Scottish and also had released a book in the past. Later â€Å"Of Mice And Men† was published in 1937. The American Dream in the U.S.A is thought to be for any American to go through hard work and courage to achieve the goal of their life leading them to success. Lennie and Georges Dream was to own a farm house with lots of chickens and rabbits. â€Å"The American Depression† what had been the harshest depression ever what was from 1929 leading to 1939. This Depression started in North America what went on to Europe and other areas of the world. Although it was started in the united states because of the fast economic growth, it lead the whole world to a disaster. This was originally started because of over production in agriculture what lead to rising debt with farmers. The ranch where Lennie and George end up working for was near Soledad, which is south east of Salinas, Weed was nearby. Soledad what meant lonely was an ideal setting to the story for people who could translate Soledad into English. All of the ranchers with them are lonely with no family and never have anything to look forward to just their daily routines and also just thinking of â€Å"The American Dream†. After the ranchers do their routines the only kind of entertainment what they do is play cards. The ranchers belong to no – one what everyone knows â€Å"Guys like us, that work on ranches are the loneliest guys in the world . . . They got no family†. This also adds to the fact that the ranchers are missing out from a lot in their life’s as they have no family or friends to share their fun with and they have no life only sadness. Ranchers don’t seem happy as they never have any fun entertaining things to look forward to like normal people so they just carry on with their lives in loneliness and misery. George Milton who is a small and intelligent man with sharp feutures. He is Lennies carer as he always has to take care of him and be beside him through everything as he is, his only friend. After George’s aunty died he had to look after Lennie as he was the only one he could talk to, but got fed up as Lennie talked like a child. Even though George leads Lennie out of problems what he gets him self into accidentally he loves him a lot but doesn’t like to show it. Lennie Small is large and has a shapeless face. He drags his feet when he walks, and lets his arms hang. He has a child’s brain as he doesn’t really remember anything and looks up to Lennie as he leads him in the right way and always helps him in bad situations. Lennie in the story gets compared to an animal more than a human as he is a really big man who is mentally retarded â€Å"Dragging his feet a little, the way a bear drags his paws†. George and Lennie relation differs from the other ranchers as they travel together where ever they go and are not lonely as the other ranchers as they have got each other. Crooks is an old black man, he is called this because he has a crooked back he is the stable worker, with a personality just like Candy’s. Crooks doesn’t like company like candy and also wants to live for George and Lennies dream. He has a small place where he lives by himself because of his color as he can not stay in the bunk-house. Lennie gets along with crooks more than anyone else as their resemblances are the same. Crooks is one individual who spends most of his time reading and is a fairly clever person, he lives in a small space, with no one with him. He is segregated because of his color. â€Å"Crooks said, long as you won’t get out and leave me alone.† He is not allowed in the bunk-house to play cards as the other ranchers say he stinks, but he tells Lennie â€Å"You all stink to me† Candy is an old man with one arm who works as a swamper. Candy had an old dog but agreed to kill it as the entire ranch workers were complaining that it smelt â€Å"we can’t sleep with him stinkin around in here†. Candy is very attached to his dog which he had since it was a pup, and was the only thing he could really talk to. When he hears about George and Lennie’s dream of getting their own place, he asks them to take him with them and offers them his savings to help. He offers his money to them as he doesn’t have any other family to share his savings with. Candy becomes very happy, as he thinks he will not be lonely again, but these dreams are broken in the end. Curley the bosses’ son who was a welt weight boxer. He is short and wanted to prove that he wasn’t a laboring man. He acts as he is superior to anyone else in the ranch. He goes around like he is the boss but no one dares to go up to him as he is a strong boxer. Curley is quite a violent man and in the story he ends up getting in to a fight because he thought that Lennie was laughing at him â€Å"No big son-of-a-bitch is gonna laugh at me†. Curleys wife who is always left lonely and no-one respects her, Curley never pays attention to her She is forced to flirt with other ranchers to get attention however, she does not get it as everyone knows Curley will be furious if he finds out and any one who will try it with Curleys wife will get into very big trouble with the boss. She is one of the loneliest people in the story as everyone neglects her and never pays attention to her so she is forgotten out from everyone else. Even though she dresses up like a tart she doesn’t achieve anything wit the other ranchers. Even when she tells Curley â€Å"I never get to talk to nobody, I get awful lonely† she still gets neglected. The people who are most lonely in the story are Candy, Crook and Curley’s wife. Candy is lonely because, he has no family or friends. His only friend was his dog who he could talk to. â€Å"I’ve had his since he was a pup.† This shows that the main people who are lonely are really different from normal people as they never have anything to look out for. George and Lennie’s relation is very strong unique friendship as none of the other ranchers travel with anyone else or share experiences traveling together or either copeing with life together. They are good friends because they share the same dream of owning a farm. George wanted to be his own boss. Lennie wanted, to pet animals all day long and they both believed that it will come true and even when George has doubts he encourages Lennie. They both know how important they are to each other and Lennie likes it when George tells him that â€Å"I got you and you got me†. They both look out for each other as they depend on one and other, they haven’t got no one else like friend or family † Ranchers are loneliest guys in the world they got no family†. In the end George has to kill Lennie to save him from being killed by the other ranchers what would have been twice as bad seeing a close friend die. â€Å"The American Dream† was something what George and Lennie truly believed in. Without the dream no – one would have nothing to look forward to but George and Lennie were well in way of thinking about their future. This was their main objective through out the story of owning a big farm together even crooks and candy got involved in with the dream John Steinbeck wanted each characters individual self to have some thing to look forward to in their up and coming life. To the end of the story Lennie goes to the place where George told him to go if he got into any trouble near by the river. Then Lennie began to think and imagined a rabbit who told him that George would get rid of him because, he is sick of him. And when George comes to the place where he had told Lennie to wait Lennie asks that if he would leave him and George replies back no. Then Lennie decides to leave but George says no and reminds him of the Dream they had planned of them two owning a farm with Furry rabbits and lots of land. But then George tells Lennie to look across the river and Shoots him with the gun to the back of his head. Slim guesses what had happened and reassures George that it had to be done in the end for the best. This was very important for George to do as he can live a life where he doesn’t have to look out for some-one else rather than him self. But also George will become really lonely without Lennie besides him and also their Dream of being together in a big farm had been destroyed. But now George can settle down and think about how he is going to go on with the rest of his life and what job to do without him keeping to move. The thing that has died with Lennie is everything that George and Lennie had. George had done everything for Lennie and could take no more. He had protected him so much an always encouraged him to the max. George killed Lennie as a good friend to save him from harsh misery. The theme of loneliness in this book is important If the characters in the book weren’t lonely then they wouldn’t have done the things that they did and so there wouldn’t have been the same. Curley’s wife and Lennie die because of loneliness which causes George to be even more lonely. If Curley’s wife hadn’t been lonely she wouldn’t have started the conversation with Lennie which caused her death.

Friday, August 16, 2019

The Core Values Of The Profession Education Essay

IntroductionSociety has changed on many foreparts in the last few decennaries. The rise of societal issues, like cyber-bullying, discourtesy for authorization and teenage gestations, among young person and kids have led to parents and the community desiring schools to take a tougher stance in developing the societal and moral capablenesss of the immature ( Lickona, 1991 ) . This has prompted the Ministry of Education ( MOE ) to implement alterations to the instruction system by stressing on Character and Citizenship Education ( CCE ) . The displacement from being accomplishments and cognition senders to 1s that incorporate moral considerations into the instruction pattern is expected of instructors today ( Hansen, 2001 ) . In this epoch of alteration, it has been really supercharging right from the start of the occupation for get downing instructors as they have to familiarise themselves with all the wide-ranging functions and duties of experient instructors ( Feiman-Nemser, 2001 ; L ortie, 1975 ) . With such demanding conditions, get downing instructors need to hold a clear sense of intent and uphold the nucleus values of the profession in order to win. Teachers must function as wise mans and good function theoretical accounts to their pupils. Harmonizing to Bandura ( 2002 ) , instructors are expected to modulate their behavior with regard to professional criterions. Teachers, being of import grownups in young persons ‘ lives, have an impactful influence on their pupil ‘s character growing and development ( Park, 2004 ) . As get downing instructors aspire to carry through their different individualities when they join the instruction work force, they seek to construct up good resonance with their pupils but so happen it hard to pull the line between being rigorous and friendly with them ( Zoe, 2011 ) . Get downing instructors will non merely necessitate the necessary accomplishments and cognition to pull off pupils efficaciously in the emotional and affectional spheres, but besides a strong ethical compass to professionally cultivate their pupils ‘ heads. Students will therefore be able to get the better of societa l quandary and title-holder morally responsible causes ( Gardner, Csikszentmihalyi & A ; Damon, 2001 ) . With the rapid influence of societal media, some beginning instructors are carry oning themselves unethically when they fail to separate the student-teacher boundary on internet ( Cindy, 2011 ) . The technologically-savvy beginning instructors are acquiring into more problem when they befriend their pupils utilizing societal media platforms like Facebook and Twitter ( David & A ; Patrick, 2012 ) . Such sites frequently blur the student-teacher professional lines. Get downing instructors, being new in their profession, may be used to showing their sentiments, posting inappropriate exposures or even utilizing expressed linguistic communication on such societal webs without recognizing that the populace and even their pupils they are friends with in the practical universe can see their stations. This would hold damaging effects on the immature, waxy heads that they are entrusted with. The instruction of non-examinable topic like CCE will be a desperate concern for get downing instructors who strive to do efficient usage of clip to fix their pupils for trials alternatively ( Darling-Hammond, 1997 ) . A study conducted among teacher trainees found that merely 26.5 % of them supported the thought of learning this non-examinable topic. Many of them felt the thought of learning the citizenship constituent of CCE as propaganda and disputing to integrate them into mundane instruction ( Wang, 2008 ) . Research has shown that when instructors are less enthusiastic about the capable affair, pupils ‘ intrinsic motive to larn will worsen ( Patrick, Hisley & A ; Kempler, 2000 ) . This definitely gives get downing instructors a difficult clip when they try to strike a balance between the school ‘s accent on academic accomplishments and to further character and citizenship values. With such immense functions in determining the hereafter coevals, instructors are seen as cardinal figures to maximise the potency of every pupil holistically ( Gregory & A ; Clark, 2003 ) . It is non surprising why MOE has invariably focused on instructors ‘ development by supplying them with appropriate preparation and support to authorise them with indispensable life-skills so that their pupils can besides profit ( Murray, 2002 ) . Schools besides engage in Professional Learning Communities to acquire experient instructors to portion their expertness on covering with debatable pupils with get downing instructors. However, the heavy work load get downing instructors struggle to get by in schools has made such extra enrichments to be jobs for them. Recent enterprises, like the Holistic Health Framework and Form Teacher Guidance Period which aim to develop good societal, emotional acquisition competences in pupils, will besides increase the load for get downing instructors who have to larn and rapidly accommodate to the new policies. The present coevals of pupils is more facile and educated as their attitudes and worldviews have been shaped by the economic prosperity and cyberspace revolution over the old ages ( Derfel, 2011 ) . The stable economic environment has caused them to be less afraid of alteration, while the easiness of information available on the cyberspace has made them more expressive in their positions. Students may be less fearful of authorization and go rebellious. Most get downing instructors will happen it a challenge in pull offing them and will hold to gain their regard from pupils by puting good illustrations, listening and handling them every bit, irrespective of their genders, races and categories ( Whitney, 2000 ) . Appropriate and just penalties should be given out to pupils where necessary. In most instances, blue pupils, normally boys, acquire more attending by their instructors ( Brophy and Good, 1970 ) . However, get downing instructors should besides larn non to pretermit praising t he well behaved pupils for their model behavior. This ensures every pupil receives equal intervention and is able to distinguish between good and bad behavior in category. Classroom diverseness can besides present serious challenges for get downing instructors, particularly since it involves associating to groups of pupils who may hold differing point of views, backgrounds and dispositions ( Holmes Group, 1986 ) . A survey by Goddard and Foster ( 2001 ) revealed that while get downing instructors may hold baronial aspirations to efficaciously learn a diversified category of scholars, they are incognizant of the existent universe demands on their patterns. Get downing instructors are often in for a ‘reality daze ‘ as pupils tend to joint out changing positions or experiences. Teaching pupils to be empathic, sensitive and accepting of one another ‘s sentiment is polar during CCE lesson. This allows pupils to be more engaged in national issues through active flow of advanced and enriching ideas, and do them esteem the cultural diverseness. In add-on, get downing instructors may meet pupils who come from hapless household backgrounds with out proper rearing support. They have to give more supervising to these pupils so that they will non experience ignored and go a threat to society. As parents play an progressively impactful function on the educational lives of their kids, a productive relationship with them will heighten the instructor ‘s abilities to develop good character and citizenship values in their pupils ( Fleming, 1993 ) . As Henderson and Berla ( 1997 ) wrote, when teacher-parent ties are close, pupils non merely profit in school but besides throughout life. Ironically, research shows that many get downing instructors fail to understand the demand to set up such relationships as they view parental engagement non built-in to their instruction and pupil ‘s acquisition ( Canter & A ; Canter, 1991 ) . This position among novice instructors has to be changed as parental engagement brings positive impacts on the kid ‘s holistic accomplishments ( Epstein, 1995 ) . Get downing instructors are frequently challenged when they have to cover with ill-disciplined pupils. By join forcesing with concerted parents, instructors will be able to promot e good behaviour in the pupils both in school and at place. If parents are unreasonable and demanding yet differing with the handling of their kid ‘s behaviour, it will further halter the instructor ‘s attempts in edifice good character in the pupil. It is besides important for instructors to actively seek interactions with parents and keep good relationships with them ( Howe & A ; Simmons, 1993 ) . However, many get downing instructors are missing these accomplishments to advance such bipartisan communications between parents and the school ( Shartrand, Weiss, Kreider, & A ; Lopez, 1997 ) . Communication is indispensable as it facilitates airing of critical information on pupil ‘s attitude in school to their parents. Concerned parents will mind the advice from instructors and pay more attending to their kid if needed, while casual 1s will merely make more duties for the instructors. With effectual communicating between both parties, the pupil ‘s character growing and development can so be closely monitored. In decision, get downing instructors have to lift up to the challenges when they take on the duties of developing character and citizenship values in pupils. To get the better of such troubles, they have to be adapted with new educational policy alterations through undergoing professional development developing invariably to get the necessity accomplishments to construct good character in pupils. In order to derive the regard from pupils, get downing instructors have to keep an ethical image within the profession and put good illustrations for their pupils while handling them every bit irrespective of their cultural diverseness. Looking in front, get downing instructors should besides take a leap forward and start working closely with parents and the community to raising and develop these values in the pupils. Through partnerships with assorted stakeholders, pupils will be more open to good cultural and social values, doing them better citizens for the hereafter.

Thursday, August 15, 2019

Best Buy Case Study Essay

Best Buy is a multinational corporation with over 4,000 locations nationwide. Circuit City was Best Buy’s only main competition for some years until it took over and ran Circuit City out of business. Best Buy’s market share increased after that however, other large retailers as well as e-tailers entered into the market. Amazon, Target, Wal-Mart and Apple became Best Buy’s new competition that caused a decrease in market sales in 2010. They all had the same thing in common after the Circuit City collapse and that was to increase electronics. They all had their own strategies to out-beat Best Buy. Although Best Buy acquired some more competition in a 2010 survey consumers still said Best Buy is the first to come to mind when they think about buying electronics. However, even though Best Buy is the first that comes to mind against the other competitors, depending on what the product is they will go to Amazon to buy it instead. Due to their strategy which focuses on three areas; customer-centricity, employment policies and exclusive branding, they are keeping up with the competition. Best Buy’s strategies may help them a majority of the time but they could change their strategies just a little bit. They should try what Wal-Mart does and price match ads with other stores so that way they are still getting the profits and keeping customers. In my opinion, Best Buy could improve their strategy when it comes to prices because they are on the higher end of prices. As a consumer myself, I do look at Best Buy first for my electronics but I usually go somewhere else because the prices are usually cheaper. Other than their prices I actually think their strategies are working out good for them and it shows in their rankings amongst other competitors. Consumer electronics is considered a mature industry because of the new trends. This industry hits record sales during the holiday seasons but still says rather well throughout the year as well. All companies associated with this industry try to keep up so they make their own products. However, due to manufactures cannibalizing their products their product life cycle has decreased. Manufactures started doing this to try to keep their consumers  loyalty. When prices start to fall for technology products this opens a bigger demographic; however by time the prices fall for the products they have come up with better products. In order to recapture the growth of Best Buy they should try to fix the prices to fit a bigger demographic. I think if they at least try to work with the consumers with the prices they would gain more customers. The problem is the fact that consumers go elsewhere when they see the prices and do a price match. Amazon became popular with electronics because people f ound out that they could get electronics of all kinds online. Also Amazon has an advantage over Best Buy because with Amazon there is free shipping on products, well on most products. I think if Best Buy tried to adapt some of Amazon’s strategy they can out beat them in the electronics department. If they could be like Amazon and have a limitless inventory online rather than just have their amount of availability on the showroom. If they did this I think they would see growth in their company. They pride their selves in having the most respected name brands in the consumer electronics industry so if they matched the prices with their pride in their brands I see a definite growth in their company. With Best Buy being a well-known company and is the first that comes to mind when talking about electronics, if they had a bigger choice when it came to the products than they might gain some more growth as well to go along with their already loyal customer base. At Best Buy, they offer a selection of energy-efficient products. These products were designed to help their customers around the world save some more money by using less energy. I think with Best Buy becoming more sustainable they are more able to maintain the interest of the stakeholders. With these products the shareholders play a big role in influencing their overall sustainability strategy. The stakeholders help with modeling Best Buy’s annual sustainability reports. So with them adding this strategy and allowing the stakeholders to get the chance to have a part in the strategy they are gaining their interest. Best Buy actually takes the recommendations from their stakeholders and they try to communicate with them in efforts to keep their interest in their decision to incorporate a sustainability strategy. I think this was a good move on their part because it states they were uncertain about Mr. Dunn’s five year growth strategy. The stakeholders  were worried abo ut Best Buy’s cash position and about if these strategies would work or not. Anytime when stakeholders have the opportunity to have a so in a company is a good thing. In conclusion, I believe Best Buy is a great company but can become a better one if they were to do some modifications with their strategies. With the constantly changing economy they need to adapt their strategies to the changes. I’m not saying they would have to always change their strategies but I think they should always try their best to make their strategies fit the customers as well as help the success of the company. With that being said I believe they will receive even better results for the company as well as the consumers.

Wednesday, August 14, 2019

Ebook Operations Management Essay

Schedule Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow is one of the precious well worth that will make you always rich. It will not mean as abundant as the cash give you. When some people have absence to encounter the life, individuals with lots of books often will be wiser in doing the life. Why should be book Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow It is really not suggested that publication Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow will give you power to reach every little thing. Guide is to check out as well as just what we implied is the e-book that is read. You can also view just how guide qualifies Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow as well as varieties of book collections are offering here. Reading, once again, will certainly offer you something brand-new. Something that you don’t understand then disclosed to be well understood with the e-book Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow notification. Some expertise or session that re got from checking out books is vast. Much more books Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow you read, even more expertise you get, and much more opportunities to constantly like reviewing publications. Since of this factor, reviewing book must be started from earlier. It is as exactly what you could get from guide Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow Get the advantages of reviewing practice for your lifestyle. Book Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow message will certainly always associate with the life. The actual life, expertise, science, wellness, religious beliefs, amusement, as well as much more can be  discovered in written e-books. Many writers supply their encounter, science, study, as well as all things to share with you. Among them is with this Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow This book Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow will provide the required of message as well as statement of the life. Life will certainly be finished if you recognize more things through reading e-books. From the description over, it is clear that you should read this e-book Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow We provide the on-line e-book entitled Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow here by clicking the web link download. From discussed book by on the internet, you could provide more advantages for lots of people. Besides, the readers will certainly be likewise effortlessly to obtain the favourite book Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow to read. Locate the most favourite as well as required book Operations Management By Jay Heizer And Barry Render 9th Edition Free Dow to check out now as well as here.

Tuesday, August 13, 2019

Jane Austen Essay Example | Topics and Well Written Essays - 2000 words

Jane Austen - Essay Example In the society in which Jane lived, the only aspiration of a young girl is to get married. So Jane Austen selects the theme of marriage in all her novels. Even Emma ends in the celebration of three marriages. Jane Austen's novels are called drawing room novels. Emma is a typical drawing room novel. Almost all incidents in the novel take a place in the drawing room of Emma. Emma Woodhouse is the daughter of a valetudinarian. Her governess Miss Taylor assumes the role of a guide and friend to her in moments of loneliness. Jane Austen's 1816 novel, Emma reflects the detail of nineteenth century England and therefore the values of the context in which it was written. The setting of Emma is that of the world in which Austen lived. The text explores the themes and values of romance and marriage, social order, feminism and moral dimension. Austen has employed several techniques in order to convey these, such as literary context and social microcosm, satire and a number of narrative techniqu es. Austen provides exploits the contrast between how things seem to be and how they really are through these literary techniques. Austen typically writes novels that focus on social conventions. Her societies demonstrate these conventions are collapsing as the world is evolving and that what people believe to be conventional is really eroding. Characters of fortune and education who speak in accordance with the rules of pragmatics and social decorum are, in turn, rewarded through matrimonial bonds with characters of similar communicative merit. Gubar notes, â€Å"There is always the sense too that we owe to her narrator's art the significance with which such scenes are invested:

Monday, August 12, 2019

Answer the following macroeconomic questions Assignment

Answer the following macroeconomic questions - Assignment Example It is important for management to understand the various factors like risk management, risk diversification, market supply demand etc before making important investments. One of the major factors which led the mortgage crisis in the U.S. is the failure of the regulations in the U.S. mortgage and derivative markets. Actually, the regulations contribute to prudent lending or encourage excessive risk taking by increasing the confidence level of investors in the system which is highly controlled and regulated. However, the old regulations have become ineffective in the current global financial system and there is a need to bring change in the old regulations by introducing new ones. The incompetent and dishonest players are harming the consumers and mortgage broking sector and very few barriers have been made to keep them out of this industry. Therefore, through regulations, the competent and incompetent participants need to be distinguished so that a strong and stable system could be bu ilt. This will surely encourage the investors to take risks and increase their confidence in the industry.